The Certificate Is a Summary, Not a Shield: Auditing Cargo Insurance Before the Container Sails
A cargo insurance certificate can look complete long before it is useful. For U.S. importers, the real test comes at the moment of loss, when named-insured status, warehouse-to-warehouse limits, general average, and claim evidence are read against the policy rather than the PDF. This pre-sail audit turns a routine document into a working supply chain control.